It has been observed in the recent times that bank examinations focus solely on passages based on economic and social issues, business and finance, banking etc taken from leading newspapers such as The Hindu, The Economic Times, The Business Standard, The Business Line, The Times of India, The Indian Express etc. Here the banking team of Jagranjosh is presenting to you passages based banking for Paragraph Formation questions .Candidates are advised to attempt the quiz to prepare for upcoming examinations.
Question (1-6): Rearrange the following six sentences A, B, C, D, E and F to form a meaningful paragraph and answer the questions that follow.
A. This is because banks have to do provisioning for each and every asset that has gone bad as there is very little or no chance of getting any interest or principal from these loans.
B. This is coupled with the fact that banks do not have all the means to recover these loans once they go bad and in some of the cases, the borrowers are not available, thus leaving no choice for bankers but to write off the whole loan amount.
C. These assets are the biggest headache of the banking sector since the profits of the banks get affected because of increasing number of NPAs in the balance sheet of the bank.
D. Indian government is trying its best to bring to books the defaulters of bank loans in India since the problem of NPA in the country is increasing not only in public sector banks but also in private sector banks.
E. That is why the RBI has embarked on a mission to cleanse the balance sheets of these banks and punish the willful defaulters properly so that in future, it becomes impossible for anybody to do the same after taking loans from banks.
F. NPAs are designated as those assets of a bank which have stopped generating any income and no interest is serviced towards these assets by the borrowers.
1. Which among the following is the SECOND sentence after the rearrangement?
- B
- C
- D
- F
- Other than those given in options
Solution: Option (4)
Explanation: The passage is about the rising number of NPAs in the banking sector in India. The passage starts with the sentence that the present situation is improving because Indian government is trying its best to arrest NPAs in the banking sector. This makes (D) the first sentence of the paragraph and it is followed by the sentence which explains the meaning of NPA, so, sentence (F) is the next sentence of the paragraph. Sentence (C) takes the flow of the paragraph forward and that is why, it is the next sentence of the paragraph. Sentence (A) explains the reason for NPAs being headache for banks and (B) explains the reason further, thereby, follows (A). Sentence (E) concludes the paragraph since it underlines the efforts made by the RBI to address the problem of NPAs in banking sector.
2. Which among the following is the FIRST sentence of the paragraph after rearrangement?
- F
- E
- D
- C
- A
Solution: Option (3)
Explanation: The passage is about the rising number of NPAs in the banking sector in India. The passage starts with the sentence that the present situation is improving because Indian government is trying its best to arrest NPAs in the banking sector. This makes (D) the first sentence of the paragraph and it is followed by the sentence which explains the meaning of NPA, so, sentence (F) is the next sentence of the paragraph. Sentence (C) takes the flow of the paragraph forward and that is why, it is the next sentence of the paragraph. Sentence (A) explains the reason for NPAs being headache for banks and (B) explains the reason further, thereby, follows (A). Sentence (E) concludes the paragraph since it underlines the efforts made by the RBI to address the problem of NPAs in banking sector.
3. Which among the following is the FIFTH sentence of the paragraph after rearrangement?
- A
- B
- C
- D
- E
Solution: Option (2)
Explanation: The passage is about the rising number of NPAs in the banking sector in India. The passage starts with the sentence that the present situation is improving because Indian government is trying its best to arrest NPAs in the banking sector. This makes (D) the first sentence of the paragraph and it is followed by the sentence which explains the meaning of NPA, so, sentence (F) is the next sentence of the paragraph. Sentence (C) takes the flow of the paragraph forward and that is why, it is the next sentence of the paragraph. Sentence (A) explains the reason for NPAs being headache for banks and (B) explains the reason further, thereby, follows (A). Sentence (E) concludes the paragraph since it underlines the efforts made by the RBI to address the problem of NPAs in banking sector.
4. Which among the following is the SIXTH (LAST) sentence of the paragraph after rearrangement?
- D
- E
- F
- C
- B
Solution: Option (2)
Explanation: The passage is about the rising number of NPAs in the banking sector in India. The passage starts with the sentence that the present situation is improving because Indian government is trying its best to arrest NPAs in the banking sector. This makes (D) the first sentence of the paragraph and it is followed by the sentence which explains the meaning of NPA, so, sentence (F) is the next sentence of the paragraph. Sentence (C) takes the flow of the paragraph forward and that is why, it is the next sentence of the paragraph. Sentence (A) explains the reason for NPAs being headache for banks and (B) explains the reason further, thereby, follows (A). Sentence (E) concludes the paragraph since it underlines the efforts made by the RBI to address the problem of NPAs in banking sector.
5. Which among the following is the FOURTH sentence of the paragraph after rearrangement?
- A
- D
- F
- E
- Other than those in options
Solution: Option (1)
Explanation: The passage is about the rising number of NPAs in the banking sector in India. The passage starts with the sentence that the present situation is improving because Indian government is trying its best to arrest NPAs in the banking sector. This makes (D) the first sentence of the paragraph and it is followed by the sentence which explains the meaning of NPA, so, sentence (F) is the next sentence of the paragraph. Sentence (C) takes the flow of the paragraph forward and that is why, it is the next sentence of the paragraph. Sentence (A) explains the reason for NPAs being headache for banks and (B) explains the reason further, thereby, follows (A). Sentence (E) concludes the paragraph since it underlines the efforts made by the RBI to address the problem of NPAs in banking sector.
Question (6-10): Rearrange the following six sentences A, B, C, D, E, F to form a meaningful paragraph and answer the questions given below.
A. Indian government has realized this trend now and is now trying to follow the advanced technological developments in these countries by making them invest in India in the agriculture sector with both money and technical knowledge
B. Developing production is going the right way because of new measures taken by government but at the same time, other issues also need to be sorted out so that the sector gets back its sheen in the years to come
C. However, this is not the only solution because India needs to understand that farmers will not be benefitted till the facilities that concern agriculture such as irrigation, marketing of agri products etc are taken care of
D. Agriculture is seen as the base of Indian economy because of the historical contribution made by the sector to the growth of Indian economy since Independence
E. This is because India has not followed the best practices in agriculture in the recent years and that is why, other countries which have started later, have now surpassed India in terms of contribution of agriculture to the overall
F. But, in the recent years, this is proving to be wrong since the contribution of the sector is decreasing day by day and that of the service sector is increasing
6. Which among the following is the THIRD sentence of the paragraph after the rearrangement?
- A
- E
- C
- D
- F
Solution: Option (2)
Explanation: The paragraph is about the development and present status of agriculture sector in the country. Sentence (D) starts the paragraph since it is about the status of the sector in the country and sentence (F) follows with a comparison of the same with the condition of the sector in the recent days. Sentence (E) comes after that since that explains the reason of India lagging behind in agriculture and sentence (A) comes after that with the solution of the problem mentioned in the previous sentence. Sentence (C) comes after that as it addresses the other problems for the sector and sentence (B) concludes the paragraph since it is about the ways in which the problems of the sector can be solved in India.
7. Which among the following is the FIRST sentence of the paragraph after the rearrangement?
- D
- E
- F
- C
- A
Solution: Option (1)
Explanation: The paragraph is about the development and present status of agriculture sector in the country. Sentence (D) starts the paragraph since it is about the status of the sector in the country and sentence (F) follows with a comparison of the same with the condition of the sector in the recent days. Sentence (E) comes after that since that explains the reason of India lagging behind in agriculture and sentence (A) comes after that with the solution of the problem mentioned in the previous sentence. Sentence (C) comes after that as it addresses the other problems for the sector and sentence (B) concludes the paragraph since it is about the ways in which the problems of the sector can be solved in India.
8. Which among the following is the SIXTH (LAST) sentence of the paragraph after the rearrangement?
- A
- B
- C
- D
- E
Solution: Option (2)
Explanation: The paragraph is about the development and present status of agriculture sector in the country. Sentence (D) starts the paragraph since it is about the status of the sector in the country and sentence (F) follows with a comparison of the same with the condition of the sector in the recent days. Sentence (E) comes after that since that explains the reason of India lagging behind in agriculture and sentence (A) comes after that with the solution of the problem mentioned in the previous sentence. Sentence (C) comes after that as it addresses the other problems for the sector and sentence (B) concludes the paragraph since it is about the ways in which the problems of the sector can be solved in India.
9. Which among the following is the FIFTH sentence of the paragraph after the rearrangement?
- F
- E
- C
- D
- None of the above
Solution: Option (3)
Explanation: The paragraph is about the development and present status of agriculture sector in the country. Sentence (D) starts the paragraph since it is about the status of the sector in the country and sentence (F) follows with a comparison of the same with the condition of the sector in the recent days. Sentence (E) comes after that since that explains the reason of India lagging behind in agriculture and sentence (A) comes after that with the solution of the problem mentioned in the previous sentence. Sentence (C) comes after that as it addresses the other problems for the sector and sentence (B) concludes the paragraph since it is about the ways in which the problems of the sector can be solved in India.
10. Which among the following is the SECOND sentence after the rearrangement?
- E
- F
- A
- B
- D
Solution: Option (2)
Explanation: The paragraph is about the development and present status of agriculture sector in the country. Sentence (D) starts the paragraph since it is about the status of the sector in the country and sentence (F) follows with a comparison of the same with the condition of the sector in the recent days. Sentence (E) comes after that since that explains the reason of India lagging behind in agriculture and sentence (A) comes after that with the solution of the problem mentioned in the previous sentence. Sentence (C) comes after that as it addresses the other problems for the sector and sentence (B) concludes the paragraph since it is about the ways in which the problems of the sector can be solved in India.
