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Risk Aversion: How failed bank loans have led to a credit crisis for India’s small biz

Less than a year into his first term as Prime Minister, Narendra Modi came to Mumbai to address India’s financiers to mark the 80th anniversary of the establishment of the central bank. The central theme of Modi’s emotional speech was financial inclusion. “I come as a representative of...

November 6, 2019 Loknath Das Banking No Comment

Banks to offer better interest rates on loans to customers with high credit score

Maintaining a good credit score is crucial for obtaining bank loans and those failing to maintain optimum score are likely to be turned down. It will now become even more crucial for individuals to maintain good credit score. Some banks, which have already linked Reserve Bank of India’s...

October 11, 2019 Loknath Das Banking No Comment

Education loans will count in credit ratings, says govt.

No exemption possible, Finance Ministry tells DMK MP The government has clarified that education loan defaults cannot be kept out of the ambit of credit rating bureaus such as the Credit Information Bureau of India (CIBIL). The government’s response was in reply to a question posed by DMK...